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Different Ways to Apply SBI Credit Card
by singhalbhavna560 · September 14 Black T.J. Hockenson Jersey , 2018


State Bank of India (SBI) is one of the leading public sector banks in India. SBI is offering a wide range of credit cards with attractive benefits like reward points, cashbacks etc. Use of credit card is on the rise as an alternative to cash payments. Different types of credit card that SBI offers are as follows like lifestyle cards, travel cards, shopping card, fuel cards Graham Glasgow Jersey , reward cards etc. which cater to diverse customer needs. On using SBI credit card, you earn reward points on all your purchases which can be redeemed at any partner stores.


Eligibility Criteria for Applying for an SBI Credit Card are


Age: To apply for an SBI credit the age of the applicant should be between 18 years to 58 years.


CIBIL Score: A CIBIL score of 700 and above is required for applying for an SBI credit card.


Income: For a salaried individual a minimum income of Rs 20,000 per month and for a self-employed individual an annual income of Rs. 4.5 lakhs after all deductions are required.


Documents: Documents required for applying an SBI card is as follows:


Fresh Credit card


Identity Proof: Voter ID card, 聽PAN card, Driving License AShawn Robinson Jersey , Passport.


Address Proof: PAN card, Aadhaar card, Voter ID card, Ration card, Passport Michael Roberts Jersey , Driving License, Utility Bills.


For Salaried Individual: Last three months salary slip and latest six months bank statement.


For Self-employed Individual: Latest IT returns with the computation of income or certified financial documents, Proof of business continuity.


For Existing Card Holders


Identity Proof: PAN card, Driving License, Voter ID card Jalen Reeves-Maybin Jersey , Passport.


Residence Proof: Bank statement, Rent agreement, Voter ID card, Ration card, Passport Kenny Golladay Jersey , Driving License, Utility Bills.


Existing Card Proof: Front copy of the card, latest one month card statement.


There are two ways to apply for an SBI credit card:


1. Offline: You can apply for an SBI card offline by visiting your nearest SBI Bank branch. You are required to carry all the required documents along with you.


2. Online: You can apply for an SBI card online as well. For applying online you can visit the bank’s website or through a different online aggregator.


The process to Apply SBI Credit Card Online


Step 1: Apply for a credit card online by visiting bank’s website or through an online aggregator.


Step 2: A credit card executive will call you to explain you the process, card details with benefits and documents required.


Step 3: Post verification of your details bank’s executive will arrange for your documents pick-up at a time and place decided by you. You can reschedule the appointment.


Step 4: After documents pick-up, you will receive your credit card within 10-15 working days.


Applying for an SBI credit card online is better as it saves a lot of time. Further applying for an SBI card online through an online aggregator is even more beneficial for you in the following ways: You can compare different cards and their benefits through them. Once you apply for a credit card Teez Tabor Jersey , their credit card representative will call you and assist you during the entire application process. You can reach out to them anytime if you have any queries or you want any information relating to credit cards. So, keeping in mind the benefits of applying through an online aggregator, apply for an SBI credit card through them.

Getting a credit was never simple, Especially when you are a startup or has a place with the SME portion. Which current NPA disaster and NBFC Liquidity Crunch has aggravated issue than any time in recent memory.


In spite of this the fundamental reality is that the Bank and NBFC need to authorize advance since that is there center business, They can't sit on cash as they additionally need to pay enthusiasm on cash acquired by them However they are currently more wary than previously and hoping to support just great business with promising income.


So what is the one most imperative record Jarrad Davis Jersey , which can characterize whether a business will get an advance, or not?


Task report ! Or maybe a Professional Project report which can exhibit real information deliberately to persuade the Banker about your business and its ability to restore the cash alongside premium.


Obviously, I am not denying different components are additionally imperative including past execution, Security offered and so on. Notwithstanding, point to make here is the Bank is wagering on your future execution and capacity to make a sound benefit alongside solid income.